Kalpataru Financial Services helps businesses and individuals secure the right funding — Business Loans, Loan Against Property and OD/CC limits — matched to the profile where you qualify best.
"We don't just forward applications — we structure every request so it lands with the lender most likely to say yes."
From growth capital to unlocking asset value — we structure the facility that fits your balance sheet, cash flow and timeline.
Unsecured & secured funding to fuel growth, working capital and expansion — structured to match your cash flow.
Unlock the value of your residential or commercial property with competitive rates and higher eligibility.
Overdraft & Cash Credit facilities that give your business the flexibility to draw funds exactly when needed.
Short-term financing solutions to bridge cash flow gaps and keep your operations running smoothly.
Purchase new or used equipment with financing structured to your project timelines and returns.
Move existing loans to a better lender — lower interest, longer tenure, or higher top-up amount.
Kalpataru Financial Services is led by Tushar Gupta, who brings over 20 years of experience in the financial services industry, including more than 16 years at Standard Chartered Bank. That insider vantage point shapes how every client file is built — with an understanding of exactly how banks and NBFCs assess a case.
We don't just forward applications. We study your financials, understand your goals, and structure the request so it lands with the lender most likely to say yes — on the best available terms.
An ex-banker's perspective on every file.
Matched to where you qualify best.
Hundreds of successful disbursals.
Direct access to the founder throughout.
Having worked inside the banking system for nearly two decades, we know exactly how lenders assess a file — and we use that to your advantage.
Two decades of hands-on lending & advisory expertise across sectors.
16+ years in the same domain at Standard Chartered Bank.
We match your profile to the lender & product where you qualify best.
From documentation to disbursal, we handle the paperwork for you.
No hidden charges. Your interest first — always confidential.
Direct access to the founder — every case handled personally.
A structured, transparent 4-step process — no surprises, no delays.
Tell us the loan type and amount you need via form, call, or WhatsApp.
We review your documents and financial profile to identify the best-fit lenders.
Using our bank and NBFC tie-ups, we place your file where it's most likely to be approved.
We follow through with the lender until funds are disbursed to your account.
From first-generation entrepreneurs to established manufacturers — clients keep coming back because we treat every file like it's our own.
"Tushar sir understood our cash flow instantly. We got a business loan approved in 9 days when two other consultants said it wasn't possible. Truly banking-grade insight."
Everything you need to know before we begin.
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